🛒 How to Get a Bajaj Finserv EMI Card Online in 2025 – Shop Smart Without a Credit Card!
Want to buy your dream phone, laptop, AC, or even a washing machine but don’t want to pay everything upfront?
Good news – Bajaj Finserv EMI Network Card lets you shop now and pay later, without any credit card! Yes, you read that right.
Whether it’s the latest iPhone or a smart LED TV, you can split the payment into easy monthly EMIs – often at zero interest (no-cost EMI). Here’s how you can get this magical card in just a few minutes.
💡 What is a Bajaj EMI Card?
The Bajaj EMI Card is a pre-approved loan card that lets you convert your big purchases into smaller, manageable EMIs. It works like a digital card – you don’t even need a physical one!
✅ Who Can Apply?
Before you apply, make sure:
You are between 21 and 60 years
You have a steady monthly income
Your credit history (CIBIL Score) is decent (720+ is better)
You have your PAN, Aadhaar, and bank details
📲 How to Apply Online in Just 5 Minutes
1. Go to the official website:
2. Click “Apply Now”
3. Enter your mobile number and verify with OTP
4. Fill in your PAN card and date of birth
5. Enter your personal + bank account details
6. Set up an eMandate (this helps in automatic EMI deduction)
7. Pay a small joining fee (~₹530)
🎉 Done! Your card will be active instantly and ready to use.
🏬 Prefer Buying from a Store? Get It Offline Too!
Just walk into any partner electronics or furniture store (like Croma, Reliance Digital, Vijay Sales, etc.) and:
Choose your product
Show your documents
Ask for EMI through Bajaj
They’ll create your card on the spot during checkout!
🔎 How to Check Your EMI Card Details:
Download the Bajaj Finserv App
Login using your registered mobile number
Go to the “EMI Card” section to view all your limits, EMIs, and offers
🎁 Why This Card is a Game-Changer:
✅ Shop at 1.2 lakh+ partner stores
✅ No-cost EMI options available
✅ Instant approval, no long paperwork
✅ Use it for gadgets, furniture, appliances & more
✅ Digital-only – no physical card required
🔥 Final Thoughts
In 2025, smart shopping isn’t about spending less – it’s about spending smart. With a Bajaj Finserv EMI Card, you can take home whatever you need without worrying about a huge one-time payment.
So if you’ve been holding off that new laptop or AC purchase – it’s time to make the move. Apply online or at your nearest store and enjoy stress-free, interest-free shopping today!
